http://articlecrux.com/Category/Credit/84 Credit articles from Free High Quality Articles at Article Crux Rss Follow Up Sun, 23 Nov 2008 22:54:22 +0800 The days when you had a limited choice of credit cards are long gone. The web makes it easy to compare hundreds of cards and apply online to get a quick decision. http://articlecrux.com/Article/How-The-Web-Makes-Getting-A-Credit-Card-Easy/50554 Tue, 06 May 2008 00:00:00 +0800 http://articlecrux.com/Article/How-The-Web-Makes-Getting-A-Credit-Card-Easy/50554 Credit cards are almost ubiquitous these days with most adults carrying at least one. What are the benefits that have made them so popular? http://articlecrux.com/Article/What-Are-The-Benefits-Of-Having-A-Credit-Card-Account-/50066 Fri, 02 May 2008 00:00:00 +0800 http://articlecrux.com/Article/What-Are-The-Benefits-Of-Having-A-Credit-Card-Account-/50066 If you can't get a credit card because of a poor credit history, or you simply don't want to risk racking up debt on one, then a prepaid credit card could be what you're looking for. Find out what they are and how they work. http://articlecrux.com/Article/Benefits-of-a-Prepaid-Credit-Card/49763 Wed, 30 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Benefits-of-a-Prepaid-Credit-Card/49763 Credit card rewards can be a valuable feature, but usually come at the cost of a higher interest rate. Which is more valuable to you, rewards or low interest? http://articlecrux.com/Article/Choosing-Between-Credit-Card-Rewards-Or-Low-Interest/49747 Wed, 30 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Choosing-Between-Credit-Card-Rewards-Or-Low-Interest/49747 Credit card rewards programs can be a powerful incentive to use your card more often. How do these programs work, and how do you benefit? http://articlecrux.com/Article/An-Introduction-To-Credit-Cards-Rewards/49730 Wed, 30 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/An-Introduction-To-Credit-Cards-Rewards/49730 Credit cards are so easy to use, we can end up paying for everything with them. To avoid financial penalties, however, you need to stay on top of how you're using your card. http://articlecrux.com/Article/Avoiding-the-Pitfalls-of-Everyday-Purchasing-with-Credit-Cards/48892 Tue, 15 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Avoiding-the-Pitfalls-of-Everyday-Purchasing-with-Credit-Cards/48892 Our current economy does not seem to be very kind in regards to the housing market. Foreclosures are at a record rate and the mortgage crisis has made it much more difficult to get financing. http://articlecrux.com/Article/When-is-the-Best-Time-to-Buy-or-Sell-a-Home-/48798 Tue, 15 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/When-is-the-Best-Time-to-Buy-or-Sell-a-Home-/48798 With so many credit cards on the market, you need to narrow down your selections before making a choice on which to apply for. What criteria should you be looking at? http://articlecrux.com/Article/Selecting-An-Appropriate-Credit-Card-For-Your-Lifestyle/48730 Mon, 14 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Selecting-An-Appropriate-Credit-Card-For-Your-Lifestyle/48730 Many professionals in the financial industry warn against the dangers of student credit card use. They fear that young people will let their credit card use run out of control. Instead of fearing that young people will fail, try educating them about credit card use. After all, the benefits of getting a credit card while young far outweigh the risks. http://articlecrux.com/Article/Educating-to-Prevent-Student-Credit-Card-Debt/48380 Sat, 12 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Educating-to-Prevent-Student-Credit-Card-Debt/48380 Credit Card has come as boon as well as a bane for the human race. Providing users with the facility of paying the dues after a certain period of time has certainly helped many turn their dreams into reality. But on the other hand, it is the high interest rate is something that the users havenât been able to deal with. Accumulation of dues has locked them from all ends. http://articlecrux.com/Article/Selected-Resources-for-credit-cards/47891 Wed, 09 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Selected-Resources-for-credit-cards/47891 Getting started with repairing your credit is one of the very best things you can do for your financial well being and choosing the right credit repair company to help you achieve your credit goals is pivotal. What follows are tips and things you should look for when choosing the best credit repair company for you. http://articlecrux.com/Article/Finding-the-Best-Credit-Repair-Company/47604 Tue, 08 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Finding-the-Best-Credit-Repair-Company/47604 It is absolutely worthwhile to consider Chase credit cards for business-related purchases. The cards simplify tracking expenses for tax and budget preparation and their high limit, low interest cards can be particularly helpful for covering large purchases for little additional cost http://articlecrux.com/Article/Why-Use-Chase-Credit-Cards-High-Limit-Low-Interest-Business-Credit-Card-/47598 Tue, 08 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Why-Use-Chase-Credit-Cards-High-Limit-Low-Interest-Business-Credit-Card-/47598 If you have faced a challenging life situation that left you with a bad credit rating, there are routes back to solid ground. By starting fresh with a low APR credit card or credit card consolidation, you can actually repair and rebuild your rating. http://articlecrux.com/Article/Using-Credit-Card-Consolidation-To-Repair-Your-Rating/47068 Fri, 04 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Using-Credit-Card-Consolidation-To-Repair-Your-Rating/47068 Both Chase and Bank of America offer instant approval when you fill out your application online. This service is helpful for wanting to obtain card credit instantly or those desiring to check on the status of their credit rating. http://articlecrux.com/Article/Bank-of-America-and-Chase-Credit-Cards-Offer-Instant-Approval-/47066 Fri, 04 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Bank-of-America-and-Chase-Credit-Cards-Offer-Instant-Approval-/47066 After enjoying years of easy access to credit, many people are now finding their applications are being denied. Why is this, and can anything be done? http://articlecrux.com/Article/Why-Can-t-I-Get-a-New-Credit-Card-/46748 Wed, 02 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Why-Can-t-I-Get-a-New-Credit-Card-/46748 Cash back credit cards are one of the latest and most popular crazes to sweep the personal finance industry. Find out why you should grab a slice of the action too. http://articlecrux.com/Article/Grab-a-Slice-of-the-Cash-Back-Action/46579 Tue, 01 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Grab-a-Slice-of-the-Cash-Back-Action/46579 Many a low APR credit card offers are available, and some of the best are those that offer travel rewards. As soon as start spending with them, airline credit cards can help you earn your next vacation travel at no extra cost to you. http://articlecrux.com/Article/Earn-Travel-Rewards-Every-Time-You-Shop-with-Airline-Credit-Cards-/46470 Tue, 01 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Earn-Travel-Rewards-Every-Time-You-Shop-with-Airline-Credit-Cards-/46470 Low APR credit cards can mean a big difference in the total amount amount of interest you will pay for items bought on credit. If you tend to carry a balance on your card, these cards can help reduce the amount of interest paid each month. http://articlecrux.com/Article/Financial-Benefits-of-Low-APR-Credit-Cards/46461 Tue, 01 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Financial-Benefits-of-Low-APR-Credit-Cards/46461 There are a number of consumer protection laws designed to help protect you from being taken advantage of by the credit reporting system. It is these laws that state what sort of information can be on your credit reports, how long it can be listed, and what you can do to remove inaccurate and unfair negative credit listings. http://articlecrux.com/Article/Credit-Repair-Laws-Including-the-FCRA/46439 Tue, 01 Apr 2008 00:00:00 +0800 http://articlecrux.com/Article/Credit-Repair-Laws-Including-the-FCRA/46439 Your credit rating is a valuable asset which you need to keep an eye on. Did you know that you can get three free credit reports every year? http://articlecrux.com/Article/Getting-Free-Credit-Reports/45854 Fri, 21 Mar 2008 00:00:00 +0800 http://articlecrux.com/Article/Getting-Free-Credit-Reports/45854 Looking for the best low APR credit card or a card offering rewards like cash advances? Bank of America offers a wide selection of programs that fit virtually any need. http://articlecrux.com/Article/Bank-of-America-Credit-Cards-Offer-Great-Advantages-/45208 Wed, 19 Mar 2008 00:00:00 +0800 http://articlecrux.com/Article/Bank-of-America-Credit-Cards-Offer-Great-Advantages-/45208 Credit cards are a very convenient part of modern life, but can lead to trouble if not used carefully. Find out the seven biggest mistakes to avoid. http://articlecrux.com/Article/The-Seven-Deadly-Sins-Of-Credit-Card-Use/44479 Mon, 17 Mar 2008 00:00:00 +0800 http://articlecrux.com/Article/The-Seven-Deadly-Sins-Of-Credit-Card-Use/44479 With many people on the verge of bankruptcy, you need to be careful about credit repair scams. http://articlecrux.com/Article/Information-On-Credit-Repair-Scams/43518 Thu, 13 Mar 2008 00:00:00 +0800 http://articlecrux.com/Article/Information-On-Credit-Repair-Scams/43518 If you have poor or no credit, you may be a target of advance fee loan scam artists. http://articlecrux.com/Article/What-Are-Advance-Fee-Loan-Scams-/43512 Thu, 13 Mar 2008 00:00:00 +0800 http://articlecrux.com/Article/What-Are-Advance-Fee-Loan-Scams-/43512 Checking your credit report for inaccurate information is essential. Your credit score depends on it. http://articlecrux.com/Article/Accurate-Negative-Information-And-Controlling-Your-Debt/43489 Thu, 13 Mar 2008 00:00:00 +0800 http://articlecrux.com/Article/Accurate-Negative-Information-And-Controlling-Your-Debt/43489